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	<title>CN Finance; Chan &amp; Naylor Finance</title>
	<link>http://www.cnfinance.com.au/</link>
	<description>Chan &amp; Nayor Finance;C&amp;N Finance;cnfinance;property investing;wealth for life; Wealth 4 Life;Ed Chan;Albertus Waldron;Jenna Ford;hybrid trust loans;loans for trusts;self managed super funds;legally reduce tax;control your super;albert waldron;finance strategies;wealth creation;investment portfolios;cash flow properties;using capital growth to build a property portfolio;chan &amp; naylor;hybrid trusts;family trusts;unit trusts;property investment;mortgage broker;private funds;banks loans;non bank lenders;mortgage managers;property investor trust; PIT; michael yardney;metropole;</description>
	<lastBuildDate>Mon, 16 Aug 2010 07:01 +1000</lastBuildDate>
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		<title>Self Managed Super Fund Mail Out</title>
		<description>First Steps in borrowing in a Super Fund</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=194&amp;nav_cat_id=183&amp;nav_top_id=87</link>
		<pubDate>Mon, 28 Jun 2010 01:08 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=194&amp;nav_cat_id=183&amp;nav_top_id=87</guid>
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		<title>What in the world is happening in 2010</title>
		<description>What in the world is happening in 2010</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=190&amp;nav_cat_id=136&amp;nav_top_id=61</link>
		<pubDate>Mon, 21 Jun 2010 14:32 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=190&amp;nav_cat_id=136&amp;nav_top_id=61</guid>
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		<title>Money in your pocket</title>
		<description>But did you know that you can have your negative gearing or depreciation losses paid to you each week in your pay packet, rather than waiting to receive cash back at tax time?</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=188&amp;nav_cat_id=133&amp;nav_top_id=58</link>
		<pubDate>Mon, 21 Jun 2010 09:56 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=188&amp;nav_cat_id=133&amp;nav_top_id=58</guid>
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		<title>Money in your pocket</title>
		<description>But did you know that you can have your negative gearing or depreciation losses paid to you each week in your pay packet, rather than waiting to receive cash back at tax time?</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=188&amp;nav_cat_id=178&amp;nav_top_id=84</link>
		<pubDate>Mon, 21 Jun 2010 09:56 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=188&amp;nav_cat_id=178&amp;nav_top_id=84</guid>
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		<title>SMSF Borrowing Calculator</title>
		<description>Have you every wondered how much you could borrow if you decided to use your self managed super fund to purchase property. Well here is a simple calculator that cuts through the complication and gives you the answer.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=186&amp;nav_cat_id=177&amp;nav_top_id=72</link>
		<pubDate>Tue, 18 May 2010 13:17 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=186&amp;nav_cat_id=177&amp;nav_top_id=72</guid>
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		<title>Chan &amp; Naylor Finance Newsletter - December 2009</title>
		<description>This issue of our monthly newsletter has gifts from us so be sure to have a look and feel free to pass it to a friend.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=170&amp;nav_cat_id=168&amp;nav_top_id=70</link>
		<pubDate>Tue, 15 Dec 2009 13:36 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=170&amp;nav_cat_id=168&amp;nav_top_id=70</guid>
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		<title>Wealth Foundations - Credit 101</title>
		<description>Do you have trouble saving? &lt;BR&gt;Ever wondered why most budgets never seem to work?&lt;BR&gt;Do you know why your $2,000 credit card is costing you $4,000 a year?&lt;BR&gt;Where to start with debt reduction?&lt;BR&gt;Does living of equity still work? &lt;BR&gt;How do I get started in property renovation or development?&lt;BR&gt;Want to learn the secrets of the new rules of credit? &lt;BR&gt;How do I structure my property and wealth to minimise taxation?&lt;BR&gt;</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=165&amp;nav_cat_id=165&amp;nav_top_id=65</link>
		<pubDate>Tue, 1 Dec 2009 01:29 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=165&amp;nav_cat_id=165&amp;nav_top_id=65</guid>
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		<title>Reserve Bank Update - December 2009 </title>
		<description>Reserve Bank Update - December 2009.&lt;BR&gt;What are the Reserve Bank thinking ?&lt;BR&gt;How it will effect your strategy for next year!&lt;BR&gt;Why not regsiter now for Credit 101. </description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=164&amp;nav_cat_id=148&amp;nav_top_id=66</link>
		<pubDate>Tue, 1 Dec 2009 01:11 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=164&amp;nav_cat_id=148&amp;nav_top_id=66</guid>
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		<title>Low Doc - Private Funds</title>
		<description>Have a low doc loan that just doesn't fit the normal Bank rules?&lt;BR&gt;Chan &amp; Naylor Finance's Low Doc Private Funds could be the soloutions</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=163&amp;nav_cat_id=166&amp;nav_top_id=59</link>
		<pubDate>Thu, 19 Nov 2009 00:52 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=163&amp;nav_cat_id=166&amp;nav_top_id=59</guid>
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		<title>Chan &amp; Naylor Finance Newsletter - November 2009</title>
		<description>What's happening with Low Doc - well here is the latest.&lt;BR&gt;Chan &amp; Naylor Finance Releases 2 new loan products.&lt;BR&gt;TOP 10 TIPS for INVESTOR DUE DILIGENCE on BUILDING&lt;BR&gt;What is a buffer and why you need one.&lt;BR&gt;A great recipe for summer </description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=160&amp;nav_cat_id=168&amp;nav_top_id=70</link>
		<pubDate>Wed, 18 Nov 2009 02:00 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=160&amp;nav_cat_id=168&amp;nav_top_id=70</guid>
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		<title>Loan Buffers - How much do I need for a rainy day.</title>
		<description>Have you ever wondered, &lt;BR&gt;How much is enough buffer? &lt;BR&gt;Can you have too much buffer?&lt;BR&gt;When should I buy my next investment property?</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=159&amp;nav_cat_id=133&amp;nav_top_id=58</link>
		<pubDate>Tue, 17 Nov 2009 23:21 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=159&amp;nav_cat_id=133&amp;nav_top_id=58</guid>
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		<title>Warm Roasted Vegetable &amp; Prawn Salad</title>
		<description>Warm summer nights - out by the BBQ. What could be more perfect.&lt;BR&gt;Our thanks to our friends at Goldyna for a great recipe.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=158&amp;nav_cat_id=151&amp;nav_top_id=74</link>
		<pubDate>Tue, 17 Nov 2009 22:08 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=158&amp;nav_cat_id=151&amp;nav_top_id=74</guid>
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		<title>Top 10 Tips for Propert Investors and Renovators </title>
		<description>Thinking about renovating your investment property?&lt;BR&gt;Considering the investment in time sourcing the right property, loan and structure.&lt;BR&gt;Why wouldn't you do everything to protect the investment? &lt;BR&gt;Here is our expert Peter's top 10 tips to avoid renovation disaster.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=157&amp;nav_cat_id=161&amp;nav_top_id=73</link>
		<pubDate>Tue, 17 Nov 2009 00:23 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=157&amp;nav_cat_id=161&amp;nav_top_id=73</guid>
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		<title>Low Doc Loan Update</title>
		<description>Low Doc loans, at the start of 2009 they looked like they would go the way of the dinosaur.&lt;BR&gt;Now nearly a year later with the dust settling, we take the chance to look at where we are are. &lt;BR&gt;Do you still qualify as a low doc borrower? </description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=156&amp;nav_cat_id=136&amp;nav_top_id=61</link>
		<pubDate>Tue, 17 Nov 2009 00:15 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=156&amp;nav_cat_id=136&amp;nav_top_id=61</guid>
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		<title>The Benefits of Learning</title>
		<description>We all know that if you really want to achieve better results you need to take time to prepare ourselves for things ahead of time. For example we know that if we are going somewhere for the first time, to leave without directions or looking at a road map is going to result in getting lost along the way. Who needs the frustration?</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=155&amp;nav_cat_id=163&amp;nav_top_id=53</link>
		<pubDate>Mon, 16 Nov 2009 22:47 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=155&amp;nav_cat_id=163&amp;nav_top_id=53</guid>
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		<title>The Stuff in America will it affect me? - Part 2</title>
		<description>The Stuff in America will it affect me? - part 2 and originaly publisher in the Property Investor Magazine</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=154&amp;nav_cat_id=136&amp;nav_top_id=61</link>
		<pubDate>Wed, 4 Nov 2009 22:37 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=154&amp;nav_cat_id=136&amp;nav_top_id=61</guid>
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		<title>Chan &amp; Naylor Finance Property Investor Trust Loan</title>
		<description>Every been told by a broker or Bank that trust loans where just too hard?&lt;BR&gt;Struggling to get a low doc loan?&lt;BR&gt;Here the answer, Chan &amp; Naylor Finances very own wholesale funding backed Trust Loans.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=153&amp;nav_cat_id=141&amp;nav_top_id=59</link>
		<pubDate>Wed, 4 Nov 2009 08:05 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=153&amp;nav_cat_id=141&amp;nav_top_id=59</guid>
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		<title>Repayments Calculator</title>
		<description>Repayments Calculator - find out what your repayments will be depending on the loan amount, interest rate or term.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=152&amp;nav_cat_id=162&amp;nav_top_id=72</link>
		<pubDate>Tue, 3 Nov 2009 17:57 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=152&amp;nav_cat_id=162&amp;nav_top_id=72</guid>
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		<title>Reserve Bank Update - November 2009 </title>
		<description>Reserve Bank Update - November 2009 - What will my New Payments be? Here's the answer.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=151&amp;nav_cat_id=148&amp;nav_top_id=66</link>
		<pubDate>Tue, 3 Nov 2009 17:48 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=151&amp;nav_cat_id=148&amp;nav_top_id=66</guid>
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		<title>Reserve Bank Update - November 2009 </title>
		<description>Reserve Bank Update - November 2009 - What will my New Payments be? Here's the answer.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=151&amp;nav_cat_id=162&amp;nav_top_id=72</link>
		<pubDate>Tue, 3 Nov 2009 17:48 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=151&amp;nav_cat_id=162&amp;nav_top_id=72</guid>
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		<title>Should A Property Be Held In A Trust?</title>
		<description>Should A Property Be Held In A Trust?&lt;BR&gt;</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=150&amp;nav_cat_id=160&amp;nav_top_id=73</link>
		<pubDate>Thu, 29 Oct 2009 15:56 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=150&amp;nav_cat_id=160&amp;nav_top_id=73</guid>
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		<title>How To Structure your Trust the right way</title>
		<description>Structure your Trust the right way</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=149&amp;nav_cat_id=160&amp;nav_top_id=73</link>
		<pubDate>Thu, 29 Oct 2009 15:38 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=149&amp;nav_cat_id=160&amp;nav_top_id=73</guid>
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		<title>One House per Trust, or Multiple Ones?</title>
		<description>One House per Trust, or Multiple Ones?</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=148&amp;nav_cat_id=160&amp;nav_top_id=73</link>
		<pubDate>Thu, 29 Oct 2009 15:35 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=148&amp;nav_cat_id=160&amp;nav_top_id=73</guid>
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		<title>Your role in the Property Game</title>
		<description>Your role in the Property Game</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=147&amp;nav_cat_id=160&amp;nav_top_id=73</link>
		<pubDate>Thu, 29 Oct 2009 15:33 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=147&amp;nav_cat_id=160&amp;nav_top_id=73</guid>
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		<title>Should I sell my property?</title>
		<description>When should I sell my property? We put the question to Ed </description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=146&amp;nav_cat_id=160&amp;nav_top_id=73</link>
		<pubDate>Thu, 29 Oct 2009 15:20 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=146&amp;nav_cat_id=160&amp;nav_top_id=73</guid>
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		<title>How to claim losses when using a trust</title>
		<description>How to claim losses when using a trust - yes it is possible</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=143&amp;nav_cat_id=133&amp;nav_top_id=58</link>
		<pubDate>Thu, 29 Oct 2009 14:08 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=143&amp;nav_cat_id=133&amp;nav_top_id=58</guid>
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		<title>How to claim losses when using a trust</title>
		<description>How to claim losses when using a trust - yes it is possible</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=143&amp;nav_cat_id=160&amp;nav_top_id=73</link>
		<pubDate>Thu, 29 Oct 2009 14:08 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=143&amp;nav_cat_id=160&amp;nav_top_id=73</guid>
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		<title>C&amp;N Finance E - Newsletter</title>
		<description>This month we have included the statement form the Reserve Bank spokesman on the interest rate rise and a great alternative to fixing you loan.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=140&amp;nav_cat_id=168&amp;nav_top_id=70</link>
		<pubDate>Mon, 19 Oct 2009 17:00 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=140&amp;nav_cat_id=168&amp;nav_top_id=70</guid>
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		<title>Wealth Buffer Calculator</title>
		<description>Another &#8220;must have&#8221; calculator for the serious investor.   Use the tools that our finance strategists use in the back office to check the risk level of your finance strategies</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=137&amp;nav_cat_id=154&amp;nav_top_id=72</link>
		<pubDate>Mon, 19 Oct 2009 15:29 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=137&amp;nav_cat_id=154&amp;nav_top_id=72</guid>
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		<title>Funds To Complete Calculator</title>
		<description>Here&#8217;s a &#8220;must have&#8221; tool for your investors kit bag!    Free to you in this month&#8217;s newsletter - our in-house  Funds to Complete calculator.  Take a peek at what the strategists use</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=136&amp;nav_cat_id=153&amp;nav_top_id=72</link>
		<pubDate>Mon, 19 Oct 2009 15:24 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=136&amp;nav_cat_id=153&amp;nav_top_id=72</guid>
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		<title>Waffles</title>
		<description>Our Sunday breakfast favorite</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=134&amp;nav_cat_id=151&amp;nav_top_id=74</link>
		<pubDate>Mon, 19 Oct 2009 12:45 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=134&amp;nav_cat_id=151&amp;nav_top_id=74</guid>
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		<title>Low Doc Loans- I'm not dead! - I'm getting better!</title>
		<description>It appears the reports of the death of Low Doc Loans may have been greatly exaggerated</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=133&amp;nav_cat_id=150&amp;nav_top_id=59</link>
		<pubDate>Mon, 19 Oct 2009 12:39 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=133&amp;nav_cat_id=150&amp;nav_top_id=59</guid>
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		<title>Claytons Fixed Loan</title>
		<description>Claytons Fixed Loan the fixed laon your having when your not having a fixed.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=132&amp;nav_cat_id=176&amp;nav_top_id=73</link>
		<pubDate>Fri, 16 Oct 2009 17:51 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=132&amp;nav_cat_id=176&amp;nav_top_id=73</guid>
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		<title>Thank-you for joining our Website</title>
		<description>Find out how to use our website. We are sure that you will find the site, and its continual updating of benefit. Please email us with any suggestions or thoughts, by clicking the &quot;Contact Us&quot; tab on the</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=88&amp;nav_cat_id=116&amp;nav_top_id=50</link>
		<pubDate>Fri, 14 Sep 2001 12:15 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=88&amp;nav_cat_id=116&amp;nav_top_id=50</guid>
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		<title>Membership Benefits</title>
		<description>Become a member today and be rewarded for your continued support and loyalty. &lt;BR&gt;As a member you'll have acess to our special offers and expert comentary. It just all part of the service at C &amp; N Finance.</description>
		<link>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=86&amp;nav_cat_id=116&amp;nav_top_id=50</link>
		<pubDate>Tue, 8 May 2001 12:02 +1000</pubDate>
		<guid>http://www.cnfinance.com.au/html/s02_article/article_view.asp?article_id=86&amp;nav_cat_id=116&amp;nav_top_id=50</guid>
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